Fractional CFO Services Near You
Gould, Blake & Company CPAs provides fractional CFO services to small businesses near you in Phillipsburg, NJ and Easton, PA. You get a CPA's help with cash flow, profit and planning, for a monthly fee instead of a full-time CFO's salary.
2,000+ Clients Served
Businesses and individuals alike trust us with their tax and accounting needs.
30+ Years of Experience
More than three decades of comprehensive tax and accounting solutions for individuals and businesses.
PA & NJ Focused
We serve clients throughout Pennsylvania and New Jersey, in person and remotely.
What a fractional CFO does
A fractional CFO is a part-time chief financial officer. Most small businesses need a CFO's advice but not a full-time one, so they bring one in for regular meetings and the big decisions.
Your bookkeeper records what happened, and your tax return reports last year. A CFO looks ahead: how much cash you'll have, where the profit comes from and what to do before the year ends.
Fractional CFO services for small businesses
Our Fractional CFO Advisory plan includes:
- Monthly or quarterly meetings, with priority response and direct access to a CPA in between
- Cash flow and profitability planning, so you see a tight month coming and know which work makes money
- Owner compensation planning: what to pay yourself as salary and as distributions
- Advanced tax planning built into your decisions during the year
- Help with multiple entities, such as an operating company and a separate company that owns the building
- QuickBooks and bookkeeping advice for you or your bookkeeper
- Coordination with your attorney, banker and financial advisor
- Your business and personal tax returns, and help with IRS and state notices
Because we're also your CPAs, the advice you get during the year and the tax return you file come from the same people.
When a fractional CFO makes sense
Fractional CFO Advisory is built for established and growing businesses. It usually makes sense when:
- Revenue is growing, but cash always feels tight
- You're planning a loan, a new location, a big equipment purchase or a new hire
- You own more than one company
- Your bookkeeper keeps the books, but nobody goes over the numbers with you
- You've outgrown a once-a-year meeting with your accountant
If you mainly need your returns and quarterly estimates, our small business accounting plans start smaller.
How much does a fractional CFO cost?
Fractional CFO Advisory starts at $2,500/month*, including your business and personal tax returns.
*Prices shown are starting prices subject to change based on complexity
Frequently Asked Questions
A bookkeeper records your transactions. A fractional CFO uses those numbers to plan your cash, profit and taxes. You or your bookkeeper keep the books, and we review them and advise.
Monthly or quarterly, whichever fits your business. Between meetings, you can reach a CPA directly.
If you mainly need your tax returns, quarterly estimates and a planning meeting or two, one of our smaller plans is enough. A fractional CFO makes sense when you want regular help with cash flow, profit and owner pay, or you run more than one company.
Yes. Coordinating with your attorney, banker and financial advisor is part of Fractional CFO Advisory.
Have more questions? Contact us
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Office Location
600 Avenue A, Phillipsburg, NJ 08865
Phone
908-859-6530Office Hours
Monday–Friday, 8:30 AM – 4:30 PM
After-hours appointments available